Welcome to the Lyons Library

Have questions about mortgages or home equity loans? You've come to the right place! Types of Loans provides information about the many different mortgage loan programs that are available.

If you have questions about credit reports and how they are evaluated by mortgage lenders, visit Your Credit.  Information about appraisals and how a lender looks at the property can be found in Your Property.

Comparing offers from lenders can be very confusing. The Rates and Fees area provides some hints for comparing interest rates and closing costs.  Wondering what happens when you apply for a mortgage and what kind of information the lender will ask for? The answers can be found in the Your Application and the Mortgage Application Process areas.

The final process of obtaining a mortgage is the closing. You'll sign all the legal documents and the lender will provide you with the loan funds. The Closing section contains detailed information about what happens at  closing and afterwards.

You'll be exposed to many new words as you go through the mortgage process. The Glossary provides a brief explanation of terms related to the mortgage industry.